Sure, the ching-ching and the bling-bling are nice — but if you’re hoping mountains of moolah will make you happy, you may want to think twice.

It’s cautionary advice from Alyssa Mosley, who exclusively tells The Post that hitting jackpot came with a side of unexpected surprises.

“Right after I won, I went to Paris and I bought all this vintage designer stuff from Chanel and Dior,” said the New Yorker, who celebrated her recent win with a swanky two-week stay in France. “I’d go out and buy more bags and clothes and shoes every day, but I still wasn’t happy.”

“The more that I bought, the less happy I was,” the 20-something admitted, adding that she ended her voguish vacation early due to the emptiness she felt despite her newfound bounty.

Mosely chose not to disclose the exact dollar amount of her serendipitous riches. The ex-fashion merchandiser did, however, tell The Post that the gains are “enough for me to live comfortably without a job and focus on my passions for the rest of my life.”

Now a full-time content creator, Mosely is revealing the lesser known, not-so-ritzy realities of being a lottery winner, alerting wannabes of the “psychological effects” that insta-wealth may trigger.

“The more stuff I bought, the quicker that the high would [wear off],” Mosley explained to her over 43,000 TikTok viewers.

“Money is not going to heal your childhood trauma,” she insisted in a subsequent vid. “If you attract toxic partners, you’re gonna do that with or without money.”

“Having it all is not the key to peace and happiness,” she said.

It’s the misfortune of the fortunate. Rather than enjoying the spoils, it seems scoring a major payday comes at a high cost. 

Jay Sommers became the youngest winner of the Michigan state lottery back in 1988, pocketing an impressive $5 million at age 20. 

“There ain’t no money left,” Sommers, now in his 50s, recently told The Post, admitting that he blew the bankroll on NASCAR racing and a lawsuit he issued against an embezzler. 

“I work as a marine mechanic fixing boats. I’m a normal guy, working 9-to-5,” he groaned. “Winning the lottery ruined my life.”

Gillian Bayford, who collected a cool $187.5 million via the UK’s lottery, was forced to bid farewell to a slew of money-grubbing family members, including her now ex-husband, Adrian.

“It’s upsetting and raw,” Bayford told The Sun. She and Adrian divorced just 15 months after their stroke of good luck, owing to the stress of their massive stash. 

“The money was supposed to make everybody happy,” said a beleaguered Bayford. “But it’s made them demanding and greedy.”

Mosley, a self-professed former “people-pleaser,” is grateful that she parted ways with the leeches in her life just before becoming an overnight tycoon. 

“They would definitely be taking advantage of me right now, and I would have let them because I had no boundaries and I gave away too much of myself,” she said online, confessing her naïveté in past platonic and romantic relationships. 

Mosely now credits therapy, as well as her renewed faith in God, with helping her steer clear of money-hungry wolves in sheep’s clothes — even if they are wearing haute couture.

“[Life after winning the lottery] has definitely been a spiritual experience,” she told The Post. “I’ve gained high levels of discernment which help me spot red flags and let people go when I realize they’re solely focused on my financial status.”

It’s post-lottery wisdom that cash can’t buy. 

“I’m lucky enough to have close friends and family members who are supportive of me,” said Mosely, confessing, however, that she has become hesitant to make new connection for fear folks have dastardly designs on her dough.

“I do spend a lot of time alone,” she said. “I’m not in a place where I need companionship so badly that I would ignore a red flag and be taken advantage of.”

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